iPhone Apps That Pay You Money – 10 Best of 2020!

Are you looking to make some extra money? Do you own a smartphone? If the answer to both of those questions is yes, then you are in luck as that is all you need to start boosting your bank balance! Earning bonus cash really is as simple as downloading one of the hundreds of iPhone apps that pay you money.

As technology has evolved, we are spending more time using apps on our phones. In fact, on average every American will spend around five and a half hours every day on their phone surfing the internet, checking social media and using apps. Even more shocking, just over 10% of young millennials have said that they spend an incredible twelve hours every single day staring at the device in the palm of their hand! That’s over 50% of their day using their app, time they could be spending earning money.

With all of us spending so much time on our phones and on the internet in general, the number of apps that reward users with money is rising. It makes sense, with the number of hours we are using our phones for each day, why not make it more beneficial than the usual updating of your Instagram page and actually boost your salary.

However, there are a lot of iPhone apps that pay you money out there but choosing a legitimate one that is worth the effort can be confusing. So, to help you along, Below are ten apps that can help you to earn extra income.

How and why do you earn money?

Before discussing some of these specific apps, it is important to know just how and why they pay you money. The idea is simple, developers want to get as many new users downloading and interacting with their app as possible and to do so, they are willing to pay a premium for customer acquisition. In turn, this helps them to increase their user database which rewards them with bigger fees from advertising.

In exchange for the money, these apps require you to complete a multitude of different activities; from playing games and completing micro-tasks to completing surveys. Completely free to download, all you need to do is invest a bit of time and effort and with a few taps of your finger, you can be earning money! These rewards will then typically be paid to you in the form of cash, via PayPal or a direct bank transfer, or a gift card for major brands such as Amazon or Starbucks.

So, which are the best iPhone apps that pay you money?


1) Swagbucks

Swagbucks is one of the most popular and well-known apps (and website) available to help you earn some additional money and boost your salary. Offering a wide range of opportunities to earn, the most common include completing online surveys, surfing the web and watching videos.

Every time you complete one of these tasks you will be awarded ‘Swagbucks’ which you can then exchange for gift cards to places such as Amazon, Walmart or a number of fashion outlets. You can also exchange Swagbucks for PayPal or Visa gift cards.

2) Shopkick

Are you a fan of shopping? If so then you will love Shopkick. The unique app offers users six ways to make money;

  • Walking into a specified store (no purchase necessary)
  • Scanning barcodes on specific items (no purchase necessary)
  • Watching a video (no purchase necessary)
  • Scanning a receipt after purchasing a specific item
  • Purchasing specific items with a linked card
  • Purchasing specific items online

When you have completed each of these tasks, you will earn a certain amount of their online currency called ‘Kicks’ which you can then exchange for gift card rewards for your favourite stores and restaurants.

3) Ibotta

Another great app if you are a fan of shopping, Ibotta helps users to earn real money by undertaking simple tasks such as scanning their shopping receipts. Based around the weekly grocery shop, the easy to use app simply requires users to activate the product offers that relate to them, take a picture of the receipt and they will then be credited with cash rewards. On top of that, they can also take advantage of various coupons and special offers.

4) Rakuten

You might have heard of Rakuten under its previous name, Ebates, but despite the name change it still offers a great way to earn extra money. Another app designed around your weekly grocery shop, Rakuten provides its users with in-store coupons from everything from Walmart to Bose. Not only that, but Rakuten also lets users claim cashback on certain products.

5) MobileXpression

In terms of the effort needed when it comes to iPhone apps that pay you money, MobileXpression is certainly the easiest. The app developers simply want to access your mobile internet browsing activity, so if you are OK with them seeing this data then simply download the app, sign up and they will start paying you accordingly. The more you use your mobile and the internet, the more you will be able to earn.

Alongside that, MobileXpression also holds weekly prizes that include cash and gift cards for some household brands, so it is certainly a useful tool for not doing anything!

6) StepBet

Are you looking to get fit in 2020? If so, then StepBet can be a good way to help improve your physical fitness and bank balance. Put simply, the app is a step challenge that encourages its users to get out and walk more. Once you have signed up, you create a bet that you can complete a certain amount of steps in the given time and if you complete it, you share the pot with other winners.

This does, of course, require you to be active so if you do not think you will be able to be active enough to complete the step count, do not take part – otherwise, you could actually end up losing money.

7) Toluna

Toluna is the largest survey community app in existence and rewards its participants for taking part in surveys, product tests, and sponsored polls. For every task you complete, you will be able to earn points that can then be redeemed for cash or gift cards.

There is also a fantastic community of other members that you can interact with and challenge to games, although these do not earn you money.

8) Field Agent

This is one of the best money-making iPhone apps on the market, with a host of tasks available that can earn you up to $10 a go. These tasks can be anything from a quick survey to going into stores to check display prices, so it is a very varied app that will constantly surprise you.

Once you have signed up, you will be shown a list of ‘jobs’ that need completing, which will also show you how much you can earn and the time it needs to be completed by. Make sure you have enough time to complete them before accepting the job otherwise you will miss the deadline and see less high-paying jobs.

9) EyeEm

If you have a keen eye for a great picture, then EyeEm is a great way to help you earn money for your pictures as well as improving your photography skills. All you need to do is sign up to the platform and upload your pictures; each time one is sold you will receive 50% of the sale price

10) Lucktastic

Lucktastic offers big money but as the name suggests, it relies on a lot of luck. You simply need to download the app and play the available games to start earning tokens which you can then redeem on gift cards for Amazon. Some games also offer cash prizes up to $10,000 but these are very rare.

The more you play Lucktastic, the better your odds of winning these cash prizes as the app provides extra daily rewards to its most loyal users. There are also tokens and prizes up for grabs for those users who share the app on social media and get their friends to join.

Is it worth it?

These are just ten apps, but there are hundreds of iPhone apps that pay you money available to download. These legitimate apps require no money to invest, they simply require you to invest a certain amount of time and effort to see the rewards.

If you are looking for a quick way to make money, then these apps will not provide you with this opportunity, but they are a great way to help top up your monthly salary and give your bank balance a boost this year. Typically, they will not let you withdraw the money until a certain minimum threshold has been met, so you will need to complete a few weeks’ worth of tasks before you can begin to reap the benefits of your efforts.

Here’s a YouTube video from Rebecca Sheets showing how to earn some easy money on Swagbucks

How I make my money online

These apps are definitely a legitimate and valid way to earn some extra pocket money but they will not let you quit the day-to-day grind and find financial freedom.

Personally, I found my financial freedom by following the affiliate marketing route offered by Wealthy Affiliate.

This website has all the tools needed to build your own business and help you to start earning real money for promoting affiliate products. Not only that, but it helps you to grow your knowledge base with a host of different lessons and courses that cover everything from effective social media to accounting.

It’s completely free to sign up but if you are looking to earn real money then I recommend paying for the subscription.

Good luck and thank you for reading!

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